Individual Medical Insurance
Individual insurance is a health policy that you can purchase for just yourself or for your family. Individual policies are also called personal health plans. We are here to help you go over different plans and costs to find the coverage that suits your personal needs.
You may be eligible for a tax credit from the government to purchase an Affordable Care Act-compliant individual plan. This can help save you money on your health insurance. You may be eligible for a tax credit if your employer does not offer *affordable health coverage and your household income is no more than 400% above the federal poverty level.
Advantages of an individual plan:
You can choose the insurance company, the plan, and the options that meet your needs.
You can renew or change health insurance plans and health insurance companies during the annual Open Enrollment period.
Your plan is not tied to your job, so you can change jobs without losing your coverage.
You can choose a plan that includes the doctors and hospitals you trust.
Most plans offer additional benefits such as free annual wellness exams, mammogram screening, pap smears, prostate checks, etc.
It is important to check when booking your tests that the provider is in your plan's network!